Best Free Finance Software of 2026 - Page 26

eMerchantGateway, founded on one of the globe's most extensive payment gateway infrastructures, stands out as a reliable choice for processing payments through various channels, including online, telephone, and postal methods. It is designed to be secure, swift, and dependable, featuring an array of tools for handling card-not-present transactions efficiently. The platform ensures full compliance with PCI-DSS for optimal payment security. Users can conveniently access a comprehensive management console via a web browser or dedicated app. The service includes a virtual terminal for processing telephone or mail orders, as well as options for generating invoices and web forms for online payments. Customers can also customize recurring billing options to fit their preferences. With 18 customizable fraud prevention modules, the platform can adapt to meet specific business requirements. Additionally, eMerchantGateway provides detailed reporting to help businesses monitor transactions minute by minute, alongside batch and real-time payment processing capabilities that include mobile integration. Catering to a variety of industries, eMerchantGateway's software solutions are tailored for sectors such as furniture, restaurants, and non-profits, ensuring that every client finds the right tools for their unique needs. This adaptability makes it a versatile choice for businesses aiming to streamline their payment processes.

Empower your business decisions with data-driven insights, manage your cash flow effectively, and enhance your access to capital through the forecasting and financing tools offered by Brightflow AI. By consolidating real-time data from all your channels into a single, user-friendly platform, Brightflow AI equips entrepreneurs with immediate cash flow predictions, insightful business analytics, and innovative financing solutions. Prevent cash shortages and accurately anticipate inflows and outflows; improved ordering and operational efficiency start with precise forecasts. Tailor sales predictions according to your unique patterns and current data, boost your creditworthiness, and prepare to secure loans effortlessly. Track daily and monthly revenue trends to easily identify opportunities for growth while benefiting from increased access to capital. With these tools at your disposal, your business can thrive in a competitive landscape.

DigiPay.Guru stands as a worldwide provider of fintech solutions, delivering cutting-edge digital payment options to a variety of clients including banks, fintech companies, financial institutions, non-banking financial companies, and various businesses. Our all-encompassing package, known as DG Bank, features a range of products and services that encompass Mobile Money, Agency Banking, International Remittance, eKYC, Prepaid Cards, Merchant Acquiring, and Scan & Thru, ensuring that we meet diverse financial needs with innovative solutions. In doing so, we aim to facilitate seamless transactions and enhance financial accessibility for our clients.

Discover savings of up to 60% with the Sparx intelligence platform, which enhances your FinOps strategy by providing unparalleled transparency and facilitating smart business decisions. Users of Sparx experience substantial reductions in their ongoing expenses, enjoying a savings rate of up to 60% on recurring costs. Gain continuous insight into your SaaS, cloud, and insurance activities, ensuring you are always aware of your financial landscape. By leveraging Sparx’s capabilities, you can mitigate business risks and access discounted insurance options from over 150 leading carriers. With an all-encompassing view of your operational stack, you can make more informed choices regarding renewals and new acquisitions. Start your journey by onboarding your account to visualize your potential savings in real-time. The platform specifically addresses recurring costs that often contribute to financial waste. Within just three minutes, you can monitor SaaS usage on both employee and application levels, detect shadow IT, and minimize software sprawl. Tailored for teams utilizing Google Workspace, Microsoft Azure, or Okta SSO, Sparx’s AI engine automatically negotiates instances on your behalf to enhance your AWS expenditure. This means you will never pay for unused services, eliminating the need for complex contracts or engineering efforts, all while streamlining your financial operations effectively. Embrace a more efficient approach to managing expenses and maximizing your budget with Sparx.

We offer a comprehensive solution to enable you to start processing payments for your business seamlessly. Our ready-to-use payment systems cater to nearly every industry, and we strive to ensure that your transactions run smoothly. Recognizing the complexities involved in payment processing, our dedicated local team of professionals is available to assist you at every juncture. We pride ourselves on our transparent pricing, featuring flat rates with no hidden fees, ensuring you know exactly what to expect. Alongside our prompt settlement services, we are committed to supporting your business growth. We prioritize your customers' security during transactions by providing PCI DSS level 1 card data protection and robust fraud prevention tools to monitor incoming payments. Our practical guidance is designed to promote your expansion, and from initial setup to ongoing support, our local team is ready to help you navigate the payment landscape, offering 24-hour emergency technical assistance when needed. Regardless of whether you are a start-up or an established enterprise, we have a tailored payment solution that suits your specific business requirements. With our unwavering support, you can focus on what you do best while we handle the intricacies of payment processing.

StartProto effortlessly merges with your current workflows, enhancing the entire manufacturing journey from quoting to cash flow. Our software, designed to be both lightweight and robust, helps modernize your operations and streamline processes. For job shops, precisely determining the production costs of parts or services is essential for maintaining a competitive edge and ensuring profitability. Traditional quoting methods often overlook critical elements such as run time, setup time, and material costs, which can result in miscalculations that lead to significant financial setbacks. Our innovative solution empowers job shops to incorporate all these vital factors into their quoting process. By factoring in run time, setup time, and material costs, manufacturers can generate more precise quotes, preventing issues like underbidding or overcharging. This level of accuracy not only helps retain competitiveness in the market but also fosters customer trust through transparent and equitable pricing practices. Ultimately, StartProto positions your business to thrive in an ever-evolving manufacturing landscape.

Truckin Digital provides an all-in-one ERP software solution tailored for trucking, encompassing planning, shipment tracking, sales management, safety protocols, inventory and asset monitoring, as well as accounting functionalities. This platform enhances productivity, ensuring your operations remain organized and punctual. With its innovative features and commitment to customer transparency, your daily workflow becomes seamless and efficient. Users can easily integrate their current hardware or acquire new equipment as required. Truckin Digital's advanced suite of features is meticulously designed to elevate the efficiency of your logistics and trucking activities to unprecedented levels. Eliminate the complications of juggling multiple accounting systems, as Truckin Digital includes integrated accounting tools that simplify the oversight of expenses, invoices, bank transactions, and payments. You can quickly produce checks for bills, payroll, and additional financial obligations. The software offers a complete range of accounts payable and receivable tools, including features like bank feed synchronization. Scheduling vendor payments is straightforward, and with simple bank account connectivity, managing your finances becomes a hassle-free experience. Your trucking business deserves a solution that streamlines operations while keeping you informed every step of the way.

Instantly generate and personalize professional invoices with ease, allowing you to manage receipts and overdue payments effectively while utilizing recurring billing to accelerate cash flow. Oversee all sales, accounts, and inventory across your branches, warehouses, or franchises from any device, ensuring seamless stock transfers between locations. Experience robust yet straightforward accounting features, including journal entries, cash management, and access to all standard reports in just a few clicks. Keep a close eye on every financial transaction to maintain a healthy financial status within your organization. Leverage comprehensive business analytics through detailed drill-down reports that enhance data tracking and decision-making. Regardless of your location, you can effortlessly monitor and assess the financial health of your entire enterprise. Implement a user-friendly inventory management system that enables you to track and analyze stock across various warehouse branches, while serialized inventory helps prevent stock shortages by monitoring individual units. Customize bar-code labels for your products, allowing for quick printing and scanning at checkout for a more efficient billing process. Transition smoothly to digital billing by incorporating mobile barcode scanning, enhancing your overall operational efficiency and customer experience. Additionally, this system allows for better inventory forecasting, helping you make informed purchasing decisions.

Transform your growth path by optimizing operations and achieving remarkable efficiency, propelling your success to unprecedented levels. Seamlessly integrated with preferred service providers and tools, our platform ensures maximum convenience. Tackle intricate dispatch issues through an intuitive user interface. From document automation to load analytics, we've consolidated everything you require into a single platform. Access real-time insights to track current load conditions, maintain strong relationships with top brokers, and oversee fuel costs. Simply upload your rate confirmation PDFs, and our system will handle the rest, allowing you to save countless hours weekly and enhance data precision through automated entries. Monitor every stop in real-time with GPS, efficiently managing all aspects of your load stops from arrival to departure. Additionally, assess truck availability with targeted filters, and effortlessly share an organized list with broker contacts, ensuring your operations run smoothly and efficiently. Enhance your logistics strategy today by leveraging these powerful tools.

Introducing a comprehensive platform that allows you to effortlessly book and oversee your corporate trips with a single click, freeing up your valuable time for what truly matters. A growing array of organizations globally are increasingly selecting BizAway as their primary solution for managing business travel efficiently. By eliminating needless internal discussions, anyone can utilize BizAway independently, which leads to significant time savings for your organization. Business travel expenses are notably decreased, with an average reduction of 25% on the market price of each booking. Whether you're a frequent business traveler, a travel manager, or an accountant, our platform is equipped with the ideal tools to meet your needs. Travelers gain the ability to make bookings that best suit their needs under automated travel policies and approval processes designed by travel managers, ensuring that the accounting team maintains full oversight over costs and invoicing. BizAway is dedicated to enhancing and streamlining the overall business travel journey, making it a seamless experience for all involved. Ultimately, this innovative approach not only simplifies processes but also fosters a more efficient organizational workflow.

Payment software for eCommerce merchants and virtual credit card transactions. Process debit and credit cards as well as ACH transactions.

Your payment transactions are securely managed with top-notch data protection measures in place. We adhere to the PCI DSS LEVEL-1 standards and employ SSL encryption that meets the highest requirements set by international credit card organizations. Our system facilitates the issuance of digitally signed invoices via email, enabling smooth credit card transactions, PayPal, or bank direct debits. Additionally, users can manually create invoices for cash or cheque payments. This invoicing system is recognized and approved by the income tax authority, ensuring compliance and reliability. Customers can enjoy a free application compatible with both Android and iPhone devices, offering functionalities for debit and credit operations, transaction viewing, and more. There is also an option to connect an EMV credit card reader through Bluetooth technology, enhancing transaction flexibility. This payment solution is designed to evolve alongside your business requirements, accommodating payments via mobile phones, independent clearing terminals, any computer or tablet, as well as integration with management software and e-commerce virtual stores. Furthermore, it offers complete integration with PayPal, including the automatic generation of invoices, streamlining your payment processes even further. With these comprehensive features, managing your finances has never been easier or more efficient.

Innovating new methods to link talents with organizations, Ruul is dedicated to improving financial outcomes and streamlining compliance processes. It's time to move on from outdated payroll systems, as modern employment requires a fresh approach to the relationship between professionals and companies. Ruul is at the forefront of this groundbreaking shift, ensuring compliance with local laws without the hassle of paperwork. Lighten your payroll responsibilities with an efficient connection protocol tailored for today’s workforce. Experience simplified international work arrangements that cater to global businesses, while our technology is designed to meet the diverse needs of contemporary talents and organizations. Our goal is to foster agility, independence, and adherence to regulations, enabling you to thrive in a rapidly changing economy. Take control of your independent career with the financial freedom to collaborate with any business around the globe, all while maintaining compliance. Embrace agility by engaging with talents worldwide and enhance your operations with a straightforward attachment protocol that makes connecting easier than ever before. Join us in redefining the future of work and discover how seamless collaborations can drive success.

A no-cost payout system enables workers to select their preferred payment timing and method. By utilizing comprehensive digital banking services and optional debit cards, independent contractors can enjoy immediate access to their earnings along with cash-back incentives for regular purchases. It's essential for workers to maintain sufficient cash flow to address both daily and unforeseen expenses. If your employer collaborates with Payfare, you can sign up for a complimentary digital banking app and debit card, ensuring swift access to your earnings without any charges. This service helps you dodge the high costs associated with payday loans and overdraft fees, which often accompany traditional banking services. Additionally, you can benefit from cash-back rewards that help you save money. There are no fees for receiving your earnings instantly, making this a completely free payout solution. Furthermore, the absence of monthly or annual charges, overdraft fees, and minimum balance requirements means greater financial freedom. By offering workers immediate access to their earnings and a free digital banking option, you can effectively support their financial well-being and adapt to their working lifestyles. Ultimately, this solution promotes a more financially stable environment for all workers involved.

Found offers a comprehensive business banking solution that features automated accounting and tax tools, unlimited invoicing, and no hidden fees or minimum balance requirements. In addition to its free offerings, Found provides premium services, including advanced automation, a 1.5% APY on balances up to $20,000, and priority customer support, enhancing the banking experience for entrepreneurs. This all-in-one banking platform streamlines self-employment, allowing users to save both time and money. With the convenience of managing your business from anywhere, users can access their accounts through a desktop login or via the free app available for iOS and Android devices. For those seeking enhanced functionality, Found Plus delivers a suite of advanced tools and benefits accessible directly from the Found app, available through monthly or annual subscriptions. By subscribing to Found Plus, users can seamlessly link their Venmo and PayPal accounts to automatically track transactions within their Found activity feed. Additionally, Found Plus subscribers enjoy expedited customer support, ensuring shorter wait times when reaching out to live agents for assistance, making it an invaluable resource for busy entrepreneurs.

We assist hotel owners and management in attracting and retaining exceptional talent by enhancing compensation through digital tipping with béné. With personalized employee QR codes featured on béné cards, hotel guests can effortlessly leave cashless tips within moments. These tips are either directly deposited into the employees' accounts or collected by the hotel for distribution via payroll. Our team is eager to discuss your digital tipping requirements and support you in motivating your staff with supplementary earnings. Designed based on contemporary research, béné Tipping streamlines the tipping process, allowing guests to express their gratitude for outstanding service with just three clicks. If you are one of our remarkable service providers or if your entire team is, seize the chance to earn tips for excellent service, even when customers lack cash. Additionally, you can easily track your complete tipping history and the total amount earned for the current month. This innovative approach not only boosts employee morale but also enhances the overall guest experience.

TipYo offers a secure mobile tipping solution that allows hotel guests to tip employees who do not operate point-of-sale systems, eliminating the need for cash transactions. By collaborating with hotels, management firms, and other large enterprises, TipYo delivers an all-encompassing cashless tipping service that is accessible through a web-based platform and an app. This innovative system features versatile tipping options that do not require individual QR codes for each employee, ensuring that all associates receive recognition and rewards for their exceptional service. Additionally, it addresses the challenges posed by a cashless economy on workers' incomes and minimizes direct interactions between guests and staff. The platform integrates seamlessly with payroll systems to comply with IRS and legal standards, making it a reliable choice for establishments. By choosing a partner with extensive financial payment expertise, TipYo ensures adherence to updated care guidelines. With just one QR code, guests can conveniently access TipYo's mobile tipping platform to reward any employee or designated group within the hotel, enhancing the overall guest experience and supporting staff morale. This modern approach to tipping not only simplifies the process but also fosters a culture of appreciation within the hospitality industry.

Uptip aims to enhance the service sector by replacing traditional cash tipping with a seamless electronic payment and feedback system that fosters meaningful connections among users. With Uptip, you can easily collect digital tips and receive valuable feedback from your clients. The platform provides a personalized career profile, a unique QR code, and various Uptip prompts, including customized business cards and buttons. Customers can conveniently scan your QR code to offer touchless tips in any amount, using their preferred payment method, at any time. Additionally, patrons can provide feedback to help elevate the quality of service they experience. You can manage your business tipping expenses without the need for a mobile app. By creating a business account, you'll access performance metrics and customer insights, as well as the ability to invite and oversee staff, tailor tip reporting, and support your service professionals. When customers scan your QR code with their smartphones, they will be directed to a dedicated tipping and review portal. The extensive range of Uptip prompts accommodates a variety of roles within the service industry, ensuring that staff interactions are well-supported and engaging. Ultimately, this innovative platform not only streamlines the tipping process but also empowers service providers to thrive in their careers.

Your patrons can effortlessly send cashless gratuities to your team members. By merely scanning the QR code featured on your products or bills, guests can choose the staff they wish to reward, provide feedback, and complete their payment in a matter of seconds. With no app necessary, EasyTip's cashless tipping system facilitates the collection and allocation of tips for all types of hospitality and service enterprises. This system empowers both teams and individuals to receive direct cashless tips from their clients, ensuring a seamless and transparent experience that enhances staff earnings and boosts morale. EasyTip's cutting-edge digital tipping solution is designed to support business owners in the hospitality and service sectors, along with their employees and customers, by creating an effortless cashless tipping process. Our platform is straightforward and user-friendly for guests, staff, and management alike. Whether tips are given individually or pooled among the team for distribution, it adapts seamlessly to any workplace setting, ensuring everyone benefits from the enhanced tipping experience. This innovative approach not only enriches the connection between customers and staff but also transforms the entire tipping culture within the service industry.

Unlock all the essential tools required to enhance and expand your online sales efforts. TipDirect is an innovative digital tipping and review platform designed specifically for tourism guides, brought to you by TripAdmit. This solution empowers visitors to evaluate their experiences and tip directly through their smartphones, ensuring that guides receive immediate payments and valuable feedback. By simplifying the tipping process for both tourists and guides, TipDirect fosters a seamless interaction. Our mission is to facilitate tour and activity providers in effectively marketing their exceptional experiences both online and through a network of local and global partners. Partnering with us is straightforward, and our dedicated team along with our intuitive platform is designed to help you optimize your earnings while broadening your customer base effortlessly. Moreover, our adaptive strategy allows you to customize how you promote your activities. You can swiftly establish your seasonal offerings and pricing with our easy-to-navigate interface, managing everything according to your preferences. Additionally, integrating online booking capabilities into your website is a quick and hassle-free process, and our team of experts is ready to assist you in getting set up within moments. Embrace the future of tourism with TipDirect and transform the way you connect with your customers.

Let's Split helps you manage shared expenses between friends, roommates or travel companions. Create expense groups, track balances and settle payments through our integrated payment system within the app. This makes sharing expenses easier and more transparent. Let's split takes the hassle out group payments, whether you're planning a vacation, a party or simply splitting the cost of a dinner.

Empowering entrepreneurs to expedite their fundraising efforts and helping investors secure the most suitable deals. Our data-driven processes cater to both founders and investors alike. With a comprehensive fundraising platform at your fingertips, the process of raising capital doesn't need to consume all your time. Navigating the complexities of fundraising, from determining the right amount to raise to establishing an appropriate valuation, can be daunting. That’s precisely why we have developed tools designed to assist you in determining the best terms for your venture. Kickstart your fundraising connections with our tailored Investor database, allowing you to identify investors who can significantly enhance your company's prospects. Enjoy an optimized deck-sharing experience specifically created for fundraising scenarios. Captivate investors using a proven one-pager that summarizes your company’s background and funding round details, with all interactions tracked in real time. Focus your efforts on nurturing portfolio companies and making informed investments instead of getting bogged down in spreadsheets and email correspondence. Streamline your deal flow through your secure and private FlowlLink, ensuring that you never miss out on any opportunities that come your way. With these resources at your disposal, the path to successful fundraising becomes much clearer and more manageable.

Mezzi introduces an innovative approach to wealth building and provides insights that were once only available to those with costly financial advisors. You can keep your current investment accounts while utilizing Mezzi's tailored strategies to minimize capital gains taxes, lower fund fees, enhance passive income, and fine-tune your portfolio distribution. Effective investing involves having a comprehensive view of your investments, and Mezzi allows you to compare performance and allocations across multiple accounts, paving the way for optimization. The platform offers recommendations that assist in rebalancing your allocations and making your surplus cash work harder for you. Navigating investment taxes can be a daunting task, but Mezzi's sophisticated calculators and AI-driven recommendations simplify the process, enabling tax savings. Furthermore, Mezzi's AI identifies more affordable funds that provide similar exposure, potentially saving you thousands in fees. At Mezzi, we prioritize your privacy and data security above all else. Our commitment to an ad-free environment ensures that your information remains entirely yours, and we will never share it with third parties at any time. Additionally, with our user-friendly interface and robust features, you will find that managing your investments has never been easier.

The Precise API delivers vital information regarding the financial status of business clients, encompassing historical data, current performance metrics, and future projections. Designed to integrate seamlessly with all major accounting platforms, the Precise API features real-time push and pull capabilities, making it an excellent choice for financial institutions, lenders, and fintech companies servicing small to medium-sized enterprises. In addition, the Predict as a Service add-on enhances the functionality of the Precise API by offering a sophisticated, white-label cash flow forecasting and scenario planning platform tailored for your business clients. By implementing a cash flow solution, you can ensure that your clients remain engaged with your brand, fostering a connection to their essential business data and financial requirements. This not only strengthens client relationships but also positions your offerings as indispensable tools for their financial management.

Reconcile aids you in identifying every tax deduction and credit for which you may be eligible. It is crafted to assist you in making informed tax choices. Whether you are an individual taxpayer or a business proprietor, we will uncover every tax strategy tailored to your needs. Significant life changes can lead to unexpected tax liabilities, and we are here to help you proactively plan for these situations. You will gain access to all federal credits and deductions, simulate various tax scenarios, enhance your decision-making process, and receive quick answers to your tax inquiries. By linking all your accounts, you can achieve a comprehensive overview, receive helpful nudges and reminders to maximize your savings, and invite family members and financial advisors to collaborate. Our mission is to empower everyone to manage their taxes with intelligence and ease, and we are constantly refining our insights engine to deliver optimal recommendations. We strive to create user-friendly and reliable experiences for both our partners and their customers. Additionally, maintaining data security and privacy remains our top priority in every product decision we make, ensuring that your information is always protected. Our commitment to improvement and user experience is what drives us forward.